Petal 2 Visa Credit Card Application-How to Apply for Petal 2 Visa Credit Card

petal 2 visa credit card
petal 2 visa credit card

The Petal 2 Visa Credit Card has no annual fee, so anyone with a reasonable credit history can apply. It is an unusual animal among unsecured credit cards intended to help people develop credit because it is one of the only non-annual-fee cards available to those who can earn up to 1.5% cashback.

The Petal 2 card’s rewards program plants the seeds for intelligent financial behavior. You can begin earning 1% cash back on qualifying purchases right now and can earn up to 1.5% cash back on eligible purchases after completing 12 monthly payments. Earn rewards from a few selected retailers, between 2% and 10%.

There is no exemption with this Petal 2 card. You might not apply for a Petal Card Visa if you have filed for bankruptcy within the last 48 months. Additionally, Petal claims that you are ineligible to reapply for at least 30 days after obtaining their decision if you were unaware of that regulation and were rejected.

Through this post, we’ll explain how to submit a “petal 2 visa credit card application.” I will discuss it with you. The qualifying requirements for the Petal 2 Visa Credit Card must be considered.


  • Cash Back – 1% – 1.5%
  • Credit Limit – $300 – $10,000
  • APRs – 14.49% – 28.49%i
  • Fees – None

What are the advantages and disadvantages?


  • Since you don’t need a credit score to qualify, this card is simple to obtain for folks who are developing credit.
  • This card should appeal to those who are mindful about their spending. There aren’t any late payments, returned payments, or foreign transaction fees.
  • The Petal 2 earns rewards, unlike the majority of other credit-building cards. On qualifying purchases, you can receive cash back of up to 1%. (with 12 on-time payments)


  • Because balance transfers are not currently available, cardholders who want to manage their debt and build their credit may find this card less useful.
  • The complex rewards structure could be a little perplexing for those new to credit. With six on-time monthly payments, you’ll earn 1.25 percent cash back instead of the initial 1 percent. After a full year of on-time payments, the cashback percentage increases to 1.5%.

Eligibility for Petal 2 Visa Credit Cards

  • You must be a citizen of the United States to qualify for the card.
  • A valid Social Security or Taxpayer Identification Number is also required.
  • Petal doesn’t determine eligibility solely on credit score. Instead, Petal uses an algorithm that considers your income, savings, and spending patterns.
  • You must link your bank account to prove these figures.
  • But fear not—Petal simply needs read-only access, no login information.

Petal 2 Visa Credit Card Requirements

The Petal 2 Visa Credit Card Requirements for applying for a Petal 2 Visa Card are shown below.

  • Your Personal information
  • Your Social Security Number or Individual Tax Identification Number (SSN/ITIN)
  • Your bank statement details
  • A government-issued ID

How to Apply for a Petal 2 Visa Credit Card

You can apply for a Petal 2 card online to get a Visa credit card. Email and phone applications will not be accepted. Petal2 credit cards in all 50 states, Washington, DC, or the United States, with a valid SSN or ITIN military installations, are accessible to legitimate US citizens. You can apply for the Petal 2 Card and receive pre-approval by following the steps below.

Step 1: To begin with, go to, the Petal 2 Visa Card’s official website.

Step 2: Click the “Start Applying” button to complete the application.

petal 2 credit card
petal 2 credit card

Step 3: Fill in the blank fields with all the necessary information, including your first and last names, email addresses, dates of birth, phone numbers, and SSNs or ITINs.

Petal 2 Visa credit card Application
Petal 2 Visa credit card application

Step 4: After that, read and review the privacy statement. then select “Next” from the menu.

Petal 2 Visa credit card apply
Petal 2 Visa credit card apply

Step 5: You can see your offers and submit the application.

Note That

  • To return to the beginning of your application, if you’ve already begun one, click the blue link that says “Already Started your application.”
  • If your application is rejected or expires, you have 30 days to resubmit it.
  • We can only handle one active application per applicant at any given time.

What is the credit limit on the Petal 2 Visa card?

With the Petal 2 Credit Card, you can get cash back from 1% to 1.5% without any charges. The Petal Card does not require a security deposit and has a credit limit of between $300 and $10,000. According to many online petal card reviews, this is a fantastic offer.

Minimum credit score

Reviews indicate that those with credit scores between 630 and 850 have the best chance of being accepted for the Petal 2 credit card.

Customer Support

  • Email – Petal customer support can be emailed at
  • Phone Number – You can call 1-855-697-3825. Their customer service team is available 24/7 for all inquiries.
You May Also Like
cash app free atm withdrawal
Read More

Cash App Free ATM Transaction Fee, See Complete Details

You’ve found the best spot to hunt for information on Cash App ATM Withdrawal surcharge-free. Using a Cash App card to withdraw money from an ATM is a new trend that lets you pay and withdraw money without any fuss. These cards can be used at any ATM in the nation to conduct transactions, although ...

Read more

100 thieves cash app card
Read More

Unable to get my Cash App Card: See how to get it

If you’re wondering what to do if you can’t get the cash app card, we’ve got you covered in this post. Many users of the Cash App have applied for and carry around the Cash App card because they may use the card to withdraw money or pay bills. If you look around and can’t ...

Read more

automated teller machine
Read More

How to Use Your Netspend Card Without Paying ATM Fees

Have you ever found yourself in the following predicament? You are in desperate need of cash, but the fees at the ATM are prohibitively expensive. According to MagnifyMoney, the average cost associated with making a withdrawal in the United States ranges from $1 to $3.50. International transactions may cost more than $5 or between 1% ...

Read more